Factoring
We provide solutions for working capital and Supply Chain Financing and for short-term liquidity. Through factoring, companies can assign their receivables to the bank, which manages the entire cycle, thus improving financial stability and operational efficiency.

Structured Finance
We develop customised loan solutions to serve the specific needs of medium-sized companies and support them in implementing their investment plans and one-off corporate transactions. Using a tailor-made approach, we help companies with high industry potential find the resources they need to meet strategic challenges and capture new opportunities.

Investment Banking
We support companies in complex financial transactions such as accessing capital markets, managing financial risks related to interest rates and currency fluctuations, as well as in securitisation transactions underwritten as part of loan transactions and capital structure optimisation, thus contributing to the soundness and competitiveness of the business.

Private Debt
Through illimity SGR, we specialise in structuring and managing Alternative Investment Funds with a focus on corporate loans. Our approach allows us to position ourselves as a medium- to long-term strategic partner for unlisted, healthy Italian SMEs, by channelling capital into strategic opportunities that support the growth and transformation of the business environment.

• iSC Fund: A private debt AIF operating as a medium- to long-term strategic partner for unlisted healthy Italian SMEs, offering a broad range of financial instruments, from senior loans to subordinated debt and/or quasi-equity instruments, with a focus on ESG issues in the entire investment process.

Factoring
Even in times of disruption, we provide tailor-made solutions for working capital and supply chain finance, as well as short-term liquidity. Through factoring, companies can assign their receivables to the bank, which manages the entire cycle, thus improving financial stability and operational efficiency.

Turnaround & Credit Opportunities
We support companies in coping with temporary strains on their liquidity, managing business turnaround plans and restructuring their capital. Through innovative tools, including those provided for in the New Crisis Code, we promote corporate bounce-back and financial sustainability.

Asset Based Financing
We provide asset-backed loans, primarily in the real-estate sector but not exclusively, including by supporting transactions during construction. Through a structured approach, we offer tailor-made solutions to maximise asset value and foster business growth.

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UTP Funds
Through illimity SGR we manage alternative investment funds focused on Italian SMEs that are in financial distress but have solid prospects for bouncing back.

• iCCT Fund: invests in UTP loans, equity and semi-equity instruments for Italian SMEs in financial distress but with solid prospects for bouncing back.
• iREC Fund: active since August 2022, a joint initiative of illimity SGR and illimity Bank. Its focus is on impaired loans secured by real estate collateral (UTPs and NPLs), as well as equity, semi-equity and real estate assets.